Last updated: June 2026
The Travel Points Coach is an independent travel rewards consultant and is not a licensed financial advisor, investment advisor, or credit counselor. All information, recommendations, and strategies provided through this website, coaching sessions, written documents, and any other communications are for informational and educational purposes only.
Nothing on this website or in any coaching engagement constitutes financial advice, investment advice, legal advice, or any other professional advice. Credit card recommendations are based on publicly available information and personal experience with travel rewards programs. Your individual circumstances, credit profile, financial situation, and goals may differ significantly, and outcomes will vary.
Applying for credit cards involves a credit inquiry and may affect your credit score. You should only apply for credit you are able to responsibly manage. The Travel Points Coach assumes no liability for decisions made based on information provided through this service.
Loyalty program rules, award availability, transfer ratios, and card benefits change frequently and without notice. While I strive to keep information current, I cannot guarantee the accuracy of all details at the time you act on any recommendation. Always verify current terms directly with the relevant card issuer or loyalty program.
When you fill out a contact form, book a call, or subscribe to the newsletter, I collect the information you provide — typically your name, email address, and details about your travel goals and current credit card situation. I collect only what's necessary to provide you with coaching services.
Your information is used solely to provide coaching services, respond to your inquiries, and (if you subscribe) send you the newsletter. I do not sell, rent, or share your personal information with third parties for marketing purposes. Ever.
If you subscribe to the newsletter, you'll receive occasional emails about points strategy, transfer bonuses, and new content. You can unsubscribe at any time by clicking the unsubscribe link in any email.
This website may use basic analytics (such as Google Analytics) to understand how visitors use the site. This data is anonymous and aggregated — it is not tied to your personal identity.
I take reasonable precautions to protect your personal information. However, no internet transmission is 100% secure, and I cannot guarantee absolute security of information transmitted to this site.
Questions about this policy? Email me at josh@thetravelpointscoach.com.